THE COMMERCIAL PHYSICAL DAMAGE (CPD) POLICY COMPLEMENTS A BUSINESS’ LIABILITY AND PROPERTY POLICY BY PROTECTING RISKS SPECIFIC TO YOUR RESALE INVENTORY.
- Manufactured home
- Recreational vehicle
- Boat or PWC
- Travel trailer / misc. trailer
Named Peril policies to include coverage for fire and smoke, vandalism, theft, flood, hail and wind, falling damage and other risks specified in the policy.
Comprehensive coverage adds risk or direct and accidental loss unless the cause is specifically excluded in the policy.
- Debris removal up to $5,000
- Fire department service charge up to $5,000
- Preservation of property (up to $500 single-wide, $1,000 multi-sectional)
Upgrade the policy to enhanced coverage for collision, false pretense, or loss of economic value (in some states).
Select a reporting option that fits your customer’s business: non-reporting, monthly reporting with a monthly premium adjustment, or monthly reporting with an annual premium adjustment.