Commercial Coverage for Multiple Rental Dwellings

American Modern’s Scheduled Rental Dwelling program simplifies insurance for a property portfolio with one policy, one payment, and one renewal date. This commercial program is designed for a real estate investor looking to consolidate insurance coverage, eliminate coverage duplication and simplify management.

  • Ten or more rental or vacant dwellings
  • Single family or up to 6-family dwelling valued up to $1 million
  • ACV or replacement cost settlement
  • Coverage for building structure, business personal property, business income/rental value, scheduled equipment, crime, inland marine, earthquake.
  • Premises liability up to $1 million – $5 million via excess program
  • Flexible deductible from $500 to $10,000
  • Co-insurance from 80 to 100 percent
  • Basic form, Broad form or Special form